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PLEASE NOTE: Financial Concierge Solutions serves as an advocate for you in collecting the financial-related information you may need to make a decision. In this capacity, representatives employed by Financial Concierge Solutions may collect, review and analyze information from third parties. It will then summarize and communicate the information with you. Financial Concierge Solutions will not recommend one option over another. Our role is to present the information in a manner that you can understand and in a manner that allows you to make a better informed decision. Financial Concierge Solutions representatives are not licensed in the areas of investments, certain insurances or mortgage brokering. As such, they are not allowed under these guidelines to recommend any financial products relative to these areas. Financial Concierge Solutions does not share in any form of compensation through any of the third parties that provide information, products and/or services. Financial Concierge Solutions does not offer tax, investment or legal advice. We work in conjunction with professionals who specialize in these areas.